Your journey, start to finish
Five simple steps — own a piece, watch it grow, and leave whenever you like.
Choose a property
Browse vetted homes and land. Each listing has a full dashboard: price, value history, income, and documents.
Buy your shares
Invest any amount. $1 buys one share. Pick your stake and check out securely by card.
Earn as you hold
Rental homes pay you monthly income. Land grows through appreciation. Either way, you own equity.
Watch it grow
Track value with automated estimates between formal, independent appraisals every 5 years.
Exit on your terms
No forced sale dates. Request to sell your shares or ask us for a buyback whenever you choose.
One property, many owners
Every EquityN investment property is divided into shares priced at exactly $1.00 each. A property offered at a $90,000 investor price is simply 90,000 shares. Buy 100 shares and you own 100/90,000 of that property — and the same fraction of its income and future value.
Your shares represent fractional ownership in a real, titled asset held for the long term — not a speculative paper token.
How pricing works
Market Price
Independent, fair market value of the property.
Investor Price 10% below market
Your entry point — built-in equity from day one.
Share Price
Always $1 = 1 share, so the math is effortless.
Because you enter 10% below market, you start with equity the moment you invest.
Two ways your money works
Different properties earn differently. We show you exactly which is which, right on every listing.
Rental homes — income + growth
Occupied homes collect rent. After property expenses and management, the remaining income is distributed to the investor pool — you earn while the home also appreciates in value over time.
- Monthly rental distributions to your account
- Long-term appreciation on top of income
- Option to auto-reinvest distributions into more shares
Vacant land — pure appreciation
Land produces no rent, so there is no monthly income. Instead, your return comes entirely from the land rising in value. To keep it worry-free, its carrying costs are prepaid into the offering (see below), so there are never surprise bills.
- Appreciation-focused — clearly labeled, no income shown
- Carrying costs prepaid — no cash calls while you hold
- Own a fraction of tangible, titled land
The vacant-lot carrying reserve
A vacant lot still owes property taxes and any POA/HOA dues — but with no rent to pay them. Our fix: prepay those costs into the offering so the lot funds itself from day one.
A lot's total offering is simply:
Land Value
10% below market, at $1/share
5-Year Carrying Reserve
(annual taxes + dues) × 5 years
= Total Offering
Everything an investor funds, transparently broken out on the buy page
The reserve is fully funded by investors as a prepaid expense — the owner's reserved stake is calculated on the land value only.
After 5 years, ongoing carrying costs are covered from the eventual sale proceeds — no top-up requests along the way.
We show this breakdown openly so you always know what portion of your money is land equity versus prepaid reserve.
How we value your investment
Honest numbers, always. We never invent a value — every figure has a real, disclosed source.
Every 5 years: independent appraisal
A formal Equityn Value Review is performed by an independent, third-party appraisal company every five years. This is the official reference value behind equity — never a number we set ourselves — and it is deliberately aligned with the equity distribution cycle.
In between: automated estimates
Between formal reviews we display a clearly-labeled automated market estimate, refreshed periodically, so you can always see how value is trending. It's marked as an estimate with an “as of” date — distinct from the official 5-year appraisal.
Exit on your terms
This is a long-term hold, but you are never locked in. There is no forced sale date — you decide when to leave.
- Request to sell your shares to other investors on the platform.
- Request a company buyback — our team reviews and responds with an offer and timeline.
- Share trading among investors unlocks once a property is at least 50% funded.
Fees, in plain English
A 4.5% admin fee on your original investment if you cash out early. You keep any distributions already received.
Applied only to appreciation profit when a property is sold: 18% for long-term holders (5+ years), 20% standard. Your original capital is never fee'd twice.
Want the fine print?
Our Fees & Disclosures page lays out every fee, our valuation methodology, and the risks of investing — in plain language.
Read Fees & Disclosures